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Usage & Setup

Plugin Configuration

Master the rules engine settings inside WooCommerce → Settings → Payment Fees.

1. Creating a Payment Rule

Click Add new rule on the Payment Fees settings tab. Give your rule a descriptive internal title (e.g. Cash on Delivery Charge) and select the target payment gateway installed on your WooCommerce store. Use Move up and Move down to set the order in which rules are applied. Only configure adjustments permitted by local law and your payment-provider agreement. The U.S. PayPal agreement prohibits a surcharge for accepting PayPal; consumer-card surcharges are generally prohibited in the EU/EEA and UK.

2. Fixed vs Percentage Fees & Discounts

  • Fixed Fee: Adds an absolute currency amount (e.g. €3.50) regardless of total order size.
  • Percentage Fee: Multiplies the cart subtotal by your chosen rate (e.g. 2.5%).
  • Discount: Subtracts a fixed amount or percentage from the subtotal to reward low-cost gateways like Direct Bank Transfer.

3. Minimum & Maximum Cart Limits

Prevent fees from applying to microscopic orders or waive surcharges for high-value orders by setting minimum and maximum cart thresholds. Leave blank if no threshold applies.

4. Custom Checkout Labels

Specify the exact string shown to customers in the checkout subtotal breakdown (e.g. Cash on Delivery Service Charge or Bank Transfer Early Discount).

5. Enabling & Disabling Rules

Rules can be toggled on or off instantly without deleting your configuration settings.